I've been giving this a lot of thought. The problem is so much BS being spread around, it's difficult to to get any sensible information. If we leave, I can see life becoming difficult for British people living or working in the EU, a bit like what would have happened to Scottish people living in England if Scottish devolution had happened.
The status quo seems to be the safer option, again, we can look at the Scottish devolution to draw some parallels. If the yes had won, they would be bankrupt now and the EU would probably be working on another bail-out. I wonder how many would vote out if they did another referendum today. The problem is that you never know what's around the corner.
I'm sure that the government did enough figuring out to know that a brexit was viable before they allowed the referendum. They must have looked at contingency plans. Don't forget that standing behind us is our biggest ally, who might be able to help us for a change. They want us to stay in because we then become a keystone for NATO. If we come out, I can see the possibility of a new trading alliance. let's call it the North Atlantic Trading Alliance (NATA). That would include USA, Canada, UK and maybe Norway and Iceland. Don't forget that before the EU, we had plenty of trading partners, like New Zealand, India, Japan and all the Commonwealth countries, so I don't see trading as a problem. I think the real problems will be for individuals and specific companies who's markets are tied to EU, but for each of them, there's probably another company that will do very well from a brexit.
In the end, I think it'll make no real difference to the likes of us, but I think, I'd like to see change. During my career, I had some nice comfortable steady jobs, and had to make a decision whether to launch myself into the unknown of a new job with all the associated risks. In the short term, there were always problems, but in the longer term, I could always look back and say that the decision for change was a good one.
Like with Flecc, my situation should be fairly robust against any future turmoil, so I probably won't vote, but if I feel inspired on the day, I'll probably vote out, just for the excitement, nothing else.