Indeed, I have now but will I still have, in a years time, I fear many think they have but most are a wage packet away from poverty, more over now considering the BoE will be aiming at lowering employment.
A middle aged friend on a good HGV wage & a spend thrift, working the max hours allowed recently found out his small business owning boss, is trying to sell his quarter million pound home to stump up cash to float the business after an accounting firm upped the bill 2 fold for tax, wages and credit provisions, so far the bank has allowed a temporary line of credit to meet their obligations, but that could and still might end up with 10 people out of work at the whim of the system
(higher interest rates I assume). There could be various other factors & variables involved but that was the basic fundamentals. It goes to show.
I have chosen; medieval 21st century Britain after learning way back when they drank beer at breakfast & continued drinking throughout the day, I could dig that.