Love you though I do d8veh, that sounds like the 'something for nothing' speech that some of us have had to endure from most of the unregulated free market landlords in the Uk, for many many years.
Some landlords put in the effort. Most don't in my experience. They just want to sign a 25 year agreement on a 'buy to let'. Let the occupants pay for their house for them, and then most of them can't even be bothered to maintain that property to anywhere near their own personal standards.
I haven't actually noticed many hand to mouth people on this forum. Obviously as e-bikes aren't the cheap option I suppose. There are more sympathisers on here than anything. I am one. And I rent..
I know some people on the financial edge here in Bristol, and most of the reasons for this are low wages, low jobs options or affordable education, and very very expensive living costs. That's why I am careful about how I approach commenting on people on the so called 'something for nothing' scroungers platform as most of the most affluent people in the world have made their money on exactly that platform.
Sorry for the off topic to the OP as well and no offence intended