Perfect. You describe it so much better than I could.
It‘s really a case of choosing which end of life you want the rewards. People today choose their late teens through to about 40. Flashy holidays, high expenditure social life (university) and nice cars. The reckoning for that will be working into their 70s and possibly never owning their home.
I did it the other way around. I chose no social life and no cars. I worked full time and managed a 2:1 in Mechanical Engineering from Nottingham University. I couldn’t go to any lectures because I was working and I just picked up lecture notes from the tutors. I completed the same course in the same time scale as my full-time course colleagues. It completely took over my life in my late teen and early 20s. I lost those years. Then I lost several more years being completely broke and unable to afford anything as I saved for and bought my first house. I had a miserable experience financially until my early 30s.
Then it all came good, the rewards kicked in. Since then, I’ve had the financial security to dictate when I work, what type of work I do and the terms under which I do it. Flying has always bern my passion and every working day until retirement two years ago has been filled with excitement and occasional danger. I’ve always looked after my health and now at 58 and can run and cycle further and faster than the majority of people 30 years younger than me in my local clubs. I don’t take it for granted though. I’m painfully aware that my health could decline in an instant.
So in a nutshell. I have absolutely no sympathy for young people. They are generally weak and selfish idiots who want the world to gift them maximum reward for minimum effort. To a large extent, I blame their parents for putting the idea of that possibility in their minds. But they should realise it ain’t going to happen.