I did actually point out that is din't need some smart ass to explain how pensions work, but it was too good a bait for you not to rise for it, wasn't it.Living off money invested on your behalf... Where do you think your pension comes from, be it state, draw down, annuity or invested pension pot. Its all paid for by capititalism and some kind of investment.
You are quite a sad old git OG.
Yes I am indeed a sad old git, if you ever find yourself in the situation where your wife is Dementia sufferer like mine, let me know how you get on.