I'm suddenly nervous of continuing this line of enquiry, because it could lead to my soldering a smart BMS to a battery pack... which could go well, or catastrophic. I wouldn't do it to my existing battery, maybe to a Yose or something.One doesn't need to mess with many parameters , only a few programmable parameters are the necessary ones.
Balance range adjustment 3.3v - 4.2v .
Over voltage 3.6v - 4.3v.
LVC 2v - 3.3v.
Over current & temperature.
With a large battery capacity if one has the needs to carry a so much weight and range then 4 - 4.05v balance will likely suffice , with a smaller capacity battery then 4.1v will be ok. The top end 0.1v of a charge carries little mah capacity and for most ebike batteries only equates to 1- 1.5 miles in range.
A monster pack of plus 30ah one could opt for less then 4v, though it is dependant how one uses that capacity vs discharge current used.