This though is the cost of choosing to live in a society with a system of governance, trading laws, financial sector, police force etc. to cocoon us in relative safety, and yet still allow us the freedom to earn a living in the first place. As well as the ability to spend that income on mainly imported e-bikes etc. The Markets could not exist without a state infrastructure, and it is this that the treasury collects taxes to support. Private enterprise will not,and can not provide all that a society needs to survive, as it would end up with a case of a lot of self interest, and little enlightenment. You only have to look at the banks' current/past behavior, and lack of any acceptance of responsibility, to see what deregulation actualy means.