New to all this! About to get an e-bike and insurance

thelarkbox

Esteemed Pedelecer
Aug 23, 2023
1,314
406
oxon
Jeez! Are you for real??
Totally, whats hard to swallow that signposting to relevant help in the event of a problem would be available, there are 1 or 2 bods in here with real legal experience and knowledge that have helped inform the rest of us..

or that a chap with NF for initials with a track record for screwing us over hasnt got sights set higher? or the outcome of his success would be pretty awful.

The former you can bank on, the latter i will argue over a pint.. or would if could still have a pint..
 

guerney

Esteemed Pedelecer
Sep 7, 2021
11,655
3,302
What I do know for a fact is Met Police check power out with a watt meter...Under what sort of criteria I have no idea. Anything over and above 250W they seize and confiscate. Make your choice and take your chances I suppose
May I ask, how do you know this "For a fact"?
 

saneagle

Esteemed Pedelecer
Oct 10, 2010
7,315
3,380
Telford
What I do know for a fact is Met Police check power out with a watt meter...Under what sort of criteria I have no idea. Anything over and above 250W they seize and confiscate. Make your choice and take your chances I suppose
The police would be wide open to lawsuits if they tried that. Didn't you read the attached letter in my post #27, which explains why they can't do that. If they did apply that rule, they'd seize every single ebike because a wattmeter would show more than 250w on every one of them except the Argos E-move folding bike.
 

Fatgadget

Pedelecer
Aug 22, 2011
39
6
my bosch ebike has a 1000w motor under the 15mph limit a motor can use as much power as it can, 25ow isn't going up any hill.

tho my controller is limited to 20 amps but with the speed limit removed i can hit near 40mph on the flat :p
 

Fatgadget

Pedelecer
Aug 22, 2011
39
6
my bosch ebike has a 1000w motor under the 15mph limit a motor can use as much power as it can, 25ow isn't going up any hill.

tho my controller is limited to 20 amps but with the speed limit removed i can hit near 40mph on the flat :p
Ever thought what would happen should you be involved in a mishap?
 

Fatgadget

Pedelecer
Aug 22, 2011
39
6
The police would be wide open to lawsuits if they tried that. Didn't you read the attached letter in my post #27, which explains why they can't do that. If they did apply that rule, they'd seize every single ebike because a wattmeter would show more than 250w on every one of them except the Argos E-move folding bike.
I deal with guys that earn their living using electrically propelled cycles. They lose money fighting the police. Go figure.
 

Nealh

Esteemed Pedelecer
Aug 7, 2014
21,071
8,611
61
West Sx RH
Ever thought what would happen should you be involved in a mishap?
The bike in std set up is legal as are most Bosh bikes.
Regarding mishaps he has suffered more broken bones and injuries then most of the forum users put together.
 

Fatgadget

Pedelecer
Aug 22, 2011
39
6
The bike in std set up is legal as are most Bosh bikes.
Regarding mishaps he has suffered more broken bones and injuries then most of the forum users put together.
I meant say a serious/ fatal accident involving a third party..while operating that bike in illegal mode?
 

saneagle

Esteemed Pedelecer
Oct 10, 2010
7,315
3,380
Telford
I deal with guys that earn their living using electrically propelled cycles. They lose money fighting the police. Go figure.
How do you deal with them? Are you one of the crooked police? How do they lose money? I don't get what I have to figure. Can you please explain?
 

soundwave

Esteemed Pedelecer
May 23, 2015
17,196
6,589

my bike is on the slower side these days time to build a new one and force field :p
 

lenny

Esteemed Pedelecer
May 3, 2023
3,166
948
Introducing The 10-Year Battery for AirTag
 

richtea99

Esteemed Pedelecer
May 8, 2020
443
286
What's the score with insurance? Is it likely to rocket in the future etc? Has everyone got it and is it essential?
If you have home insurance then you may already have cover, or you may be able to add it relatively cheaply. Here's what mine says (Halifax):

Loss of or damage, including accidental damage, to pedal cycles (including electrically assisted pedal cycles that cannot be solely propelled by the electric motor more than 15.5mph) and their accessories belonging to you or your family or for which you or your family are legally responsible.

And the exclusions:

• Theft of a pedal cycle from an unlocked outbuilding, or in the open when it is not
securely locked to a permanently fixed structure.
• Theft of a pedal cycle left unattended in a public place or communal areas when it
is not securely locked to a permanently fixed structure.
• Damage caused by domestic pets.
Loss of or damage:
• To a pedal cycle when being used for racing, pace making or trials

The limit is £500 for an unnamed bike (i.e. you didn't supply details upfront), or up to £5k for a specified bike.
 

Fatgadget

Pedelecer
Aug 22, 2011
39
6
How do you deal with them? Are you one of the crooked police? How do they lose money? I don't get what I have to figure. Can you please explain?
My bad: I should have phrased my response a bit better . I look after Rickshaw type vehicles for a guy that uses them for mobile adverts that sort of malarkey. He had an incidence they were seized by PC Plod. Found to be illegal. they would have been crushed. Not sure how he wangled out of it. Now all of them are within legal confines.