I agree with your sentiments. The way I see it is that humanity has been dealing with fire since the stone ages. Most people understand how normal fires start and spread, but when they deal with ebike batteries or similar lithium batteries, they have no frame of reference. All they see is a black box that looks pretty inert and harmless.
From time to time, lithium batteries catch fire. They're virtually impossible to put out, and they can do a lot of damage when the flaring flames set light to other stuff. The toxic fumes and exploding cells make it difficult to even approach the burning battery, so it can't be moved to a safer location.
The one thing missing is the hard evidence of what causes the batteries to ignite. I've built several batteries myself and I can see how easy it is to get a short circuit inside. All it takes is a welded strip running over the edge of an adjacent cell that's at a different voltage. All you'd have is the thin heatshrink covering of each cell between a working ebike and your house burning down. That heartstrings is easily cut by the sharp edges of the welded strips and plates. In that case, you have to plan very carefully the positioning of the welded strips/plates. The same applies to the sense wires that run from the ends of the cells to the BMS. They might look nice and neat, but when the bike goes down a bumpy road, the thin insulation would soon wear through if they were in the wrong position. 10 years ago, I used to see batteries with these sort of issues, but not anymore.
I suspect that what happens after the fire is that the investigators try to establish exactly which battery was involved, then they find one of the same type and send it to some standards testing lab to analyse it. If the charger doesn't meet the EC standards or they see anything untoward in the battery, they order a recall or seizure. Their clever people with creative minds analyse what they are given and invent potential risks and potential solutions. Probably, some of those guys are jobsworths and others just want to look clever, so they propose all sort of ideas that would mitigate their imagined risks.