I just want to make a point about Boris and his new found passion to cancel the law on fleecing the elderly for their care by accessing their assets.
Remember that they promised to put an end to that in the 2015 Manifesto
Anyway I am facing that threat in all probabiity and received a cold call from a company that said the could offer protection in the form of a trust.
They began by asking if I was aware of the ways that home and property could be accessed for care home fees if either the wife or myself had the misfortune of going into care, but that there were legal ways to protect against this circumstance, so I agreed for a rep to visit to outline what plan they had to offer.
He began detailing the process of taking out the necessary LPA's (which can be done online relatively cheaply as there are registraion fees) and wanted £1500 or so for this bit.
Then he outlined their Trust deed scheme which he declared would protect our home from being accessed and our savings too, which would be transferred into the trust and the day later I could withdraw as an interest free loan. Said deed would be a bargain he said at just over £4500.
But surely this would be seen as deliberately concealing assets? I asked.
All that was required he assured me was what suitable wording of the documentation that could be taken as proof that the trust wasn't just intended to hide our assets, but legitimately intended to show that for instance if my daughters were to divorce some of the money would leave the family and disappear into the distance destination unknown.
I listened without reacting thanked him and said, If I decide to take up your offer i'll let you know, when he had gone my wife in one of her lucid moments, remember she suffers from mixed dementia said
"That sounds too good to be true."
The problem I assured her is that it is far too patently a scam and if I was an official charged with sorting out the care fees, there's no way I would fall for it, and remember the power rests with that official to. decide, and you can only argue with that at your peril, at great length and considerable expense.
This is a shocking swindle and the Charities and Legal profession are warning that literally thousands of the elderly have been taken in all over the country and parted with huge sums for worthless bits of paper.
And all of this has been brought about by the Tory Party and their fleecing the elderly policies.
And with no sense of irony at all Boris is promising to come to the rescue of the old and vulnerable from the policy of his own party , that made the same promise to cancel it at the last election?
Anyone who is retired would have to be insane to trust that party and vote for them