Hi Steveu,
I think the distinction being drawn is between bikes well-designed for a given purpose and those only made to 'look' good: upright bikes are good to pedal (no suspension, narrow-ish slick tyres & good saddle-pedal distance) up to speeds where rolling resistance is dominant i.e. about 12mph, while racing bikes are more 'aero' oriented for higher speeds, while retaining the same basic pedalling efficiency by design.
Fashion mountain bikes may be less upright, but I think anyone would struggle to get to 12mph or beyond on the roads on one with needlessly energy sapping thick, knobbly tyres, dual suspension and poor pedalling efficiency due to bad geometry, so any forward leaning 'aero' benefit would be void!
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I think even ebikes designed to go 15mph or so should allow the rider to take up a more aero 'tuck', if they want: many riders as you say would not consider that necessary or even desirable, but at least some such ebikes can be pedalled fairly efficiently and will not suffer huge sapping of rider or, more costly, motor power due to knobbly tyres, suspension & poor pedalling efficiency for example. We're lucky that some 'sporty' ebikes exist for perormance enthusiasts, while for others a more sedate/refined style is readily available
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The Torq for instance is (I think?) a sort of hybrid style, but does allow one to adopt a more aero position if one wants. Also 28" wheels, closely-spaced gears, no-suspension, good saddle-pedal distance and not over-wide or knobbly tyres all help make it good for pedal contribution, even at high speeds. It would be interesting to know what your wife considers a 'good-looking' bike
, though a good bike is more important than the way it looks!
I think its best to decide how you want to use your ebike, then find one to suit which is adequately designed for the job
(& then convince your other half!).
I agree that recumbents are more efficient on level roads, but though I've never tried one the lower visibility on roads and seemingly less efficient ride position for hills would put me off riding one, especially in cities!
Stuart.