Accident with a pedestrian on my ebike

flecc

Member
Oct 25, 2006
53,196
30,601
From their FAQ`s...

seems any pedal assisted ebike is ok with them???


  • Is my Electric Cycle covered? If so, what are the restrictions?
Where the main source of propulsion is electrical, the cycle would not be covered as it would be classified as a motor vehicle, in which case it should require Road Traffic Act insurance. However, if it has pedals and is mainly used as a conventional bicycle (unicycle, tricycle, tandem or triplet) and only has electric assistance then it would be covered."
Yes, that does qualify any legal EAPC, aka pedelec, for cover.
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tommie

Esteemed Pedelecer
Mar 13, 2013
1,760
600
Co. Down, N. Ireland, U.K.
Yes, that does qualify any legal EAPC, aka pedelec, for cover.
.
Nope, doesn`t say that,

it declares

"However, if it has pedals and is mainly used as a conventional bicycle (unicycle, tricycle, tandem or triplet) and only has electric assistance then it would be covered."

i`m just going by their own t`s & c`s
 
Yes but why would a roady who can ride at 20mph want an electrically assisted bike?
There are lots of reasons.

The main one is that top end speed isn't the main influencing factor when looking at time from a2b especially if that commute is in an urban or hilly area.

A legal eBike with a top speed of 15.5mph is quicker than a road bike (I've test it in a number of circumstance) because of all the time you spend accelerating from 0-15mph, or riding up hills.

Its also a lot easier, because the rider puts out the highest watts, and therefore uses the most energy in acceleration. This is where the power from an eBikes help the most. Spinning along at top speed isn't what pedelcs are about, or for - and many on this forum don't seem to appreciate this.

They are about getting from a2b faster and easier. Not about actually being faster top end speed.

This is why they can be classed as bicycles.
 

anotherkiwi

Esteemed Pedelecer
Jan 26, 2015
7,845
5,786
The European Union
Easter meant the start of the tourist season and I am once again among the fastest vehicles from point a to point b!:cool: Only mopeds and motorbikes are faster than a pedelec during the tourist season.

I am over 60 and can still do over 35 km/h on the flat on the right bike. But we don't have much flat around here. What is holding me back from a light weight road bike conversion is the lack of need of such a vehicle. I need a trekking bike to carry stuff because my pedelec is my only means of transport (OK GF has a car I can borrow). A road bike would look pretty silly with a trailer :eek:

My ideal two bike garage would be a Montague 700C wheel conversion so that I can take a bike with me on the train/bus as baggage and not pay extra. A recumbent trike with a "mid" drive (on a recumbent the pedals are in font of the wheels) that is over-volted to 48 V so that I can climb at 25 km/h average. Having sat in one the riding position is very comfortable and I am already drooling over potential downhill speed (ex petrol head suffering severe speed withdrawal syndrome) :rolleyes:
 

flecc

Member
Oct 25, 2006
53,196
30,601
Nope, doesn`t say that,

it declares

"However, if it has pedals and is mainly used as a conventional bicycle (unicycle, tricycle, tandem or triplet) and only has electric assistance then it would be covered."

i`m just going by their own t`s & c`s
Yes it does say that Tommie, as I said if the e-bike is legal. A legal e-bike in the UK is by law an EAPC as I quoted, and that stands for Electric Assist Pedal Cycle. Note, the electric is assistance, as required to qualify for that insurance cover.
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tillson

Esteemed Pedelecer
May 29, 2008
5,252
3,197
Yes but why would a roady who can ride at 20mph want an electrically assisted bike?
I probably fall in to that category and I use an electric bike because sometimes I don't want to put in as much effort as I do on a road bike. Going to and from work is one example. I don't want a full workout before starting a shift, the ebike allows me to arrive after moderate exercise and within a reasonable time.
 

D8ve

Esteemed Pedelecer
Jan 30, 2013
2,142
1,294
Bristol
[QUOTE="anotherkiwi, post: 298362, member: 12940]

My ideal two bike garage would be a Montague 700C wheel conversion so that I can take a bike with me on the train/bus as baggage and not pay extra. A recumbent trike with a "mid" drive (on a recumbent the pedals are in font of the wheels) that is over-volted to 48 V so that I can climb at 25 km/h average. Having sat in one the riding position is very comfortable and I am already drooling over potential downhill speed (ex petrol head suffering severe speed withdrawal syndrome) :rolleyes:[/QUOTE]
image.jpeg
More details to follow but currently using a 3ah battery? Fully charged with 25.4 miles on clock. I will report top speed and range in about 25 miles time?
 
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anotherkiwi

Esteemed Pedelecer
Jan 26, 2015
7,845
5,786
The European Union
Where is the rain protection :p

I am really looking forward to plonking my almost 61 year old frame into a tadpole trike seat. I have been working like a man since I was 12 (don't talk about this to the current generation) and am ready for a bit of comfort on my ride to the station. A folding trike is the cats pyjamas: arrive at station, fold trike, take train, get drunk and miss train back, ride home... OK ride home safely! :rolleyes:
 
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