Who wants to steal my bike?
- Thread starter Gubbins
- Start date
Well, mine hasn't got to be locked up inside the house - it's garages and sheds they're sniffy about. My insurance is with Cycleguard but I'd heard the same thing from other cyclists and bikers. They often specify this in the small print (which hardly anyone ever reads).
Some good info here and much to think about so thanks all for your input. Seriously though, having been monitoring the other thread (you all know which one I mean) I think it would be prudent to ask our insurers about public liability because I for one had never even thought about it.
Ahh that's your issue thenWe don't have an indoor bog, but we do have a pond!
Your feng shui is all wrong !
Which insurance company is your motorbike insured with? Do you have motorbike insurance? I've had many motorbikes over the years, the only stipulation is, if I'm within 0.5 of a mile from my house, it must be in a locked garage overnight.
So, again, which insurance company is your motorbike insured with. Just to explain why I am saying this, I re-insured my motorbike 2 days ago and this very subject was discussed with me.
I have an ebike, not a motorbike and last time I checked this was a forum for ebike issues, I hope I've got the right place...!
I'm talking about the insurance situation for ebikes. I also mentioned that I've heard the same thing from friends with motorbikes, but this is purely incidental. I don't really care what the situation is with motorbikes and it's not relevant anyway. I'd rather not derail the discussion any further.
Fair enough, it was you who brought motorbikes into it. As I said, which you seemed to disagree with, my house insurance covers my ebike for theft from my garage. It does not stipulate ANY locks on the bike. The thread was started about bikes getting stolen and the lengths which people go to to prevent it. I simply say, insure it and stick it in your garage. Don't fret about what will probably never happen.
FWIW
A few years back I had 3500L Rover Trike insurance locked garage only. £3750.00 value
Then I got a Quad,insurance,
Thatcham approved alarm,chain, bolt anchor,locked garage,I was not even insured if I was in a 500 yard radius from my home if I left it in the street unlocked or chained, took the pi$$ I think considering a bistro pub I like going too is in that radius
Value £2000-£2500
In that time i had various ebikes which was insured,locked garage nothing else was required. Value £600-£1400
Also what is one person insurance is not the same for all even with the same company, Postcode is big factor which goes inline with risk rates.. IE reported thefts in the area and what is high risk
A few years back I had 3500L Rover Trike insurance locked garage only. £3750.00 value
Then I got a Quad,insurance,
Thatcham approved alarm,chain, bolt anchor,locked garage,I was not even insured if I was in a 500 yard radius from my home if I left it in the street unlocked or chained, took the pi$$ I think considering a bistro pub I like going too is in that radius
Value £2000-£2500
In that time i had various ebikes which was insured,locked garage nothing else was required. Value £600-£1400
Also what is one person insurance is not the same for all even with the same company, Postcode is big factor which goes inline with risk rates.. IE reported thefts in the area and what is high risk
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Theres a guy in my motorbike club who has a 3500 rover trike which he built himself. It is quite impressive going along the road.
One of the guys on the motorbike forum I used to read put a baby monitor in his garage so he'd hear any thieves up to no good.
Apparently most garage breakins are through the back/side door which I don't have so I am leaning towards Cyclezee's suggestion. Fix the door.. No way in do no way out. When I am at home the car goes in every night, it's only when we go away.
I looked at house insurance options myself, and found that most home contents policies cap the value of any bikes at £1000-£1500 - no use for me. I realise this may be adequate for some though.
Hi steve.c. better to post video to "You been framed" and get £250 to wards your insurance premium.
My husband checked on the status of my ebike re our house insurance today. Direct Line confirmed it was included in the policy for no extra charge (and the bike is worth £2,750). So it's worth checking if yours would be covered too. They did say that this only applied to theft from home and didn't cover me when I'm out and about. If we added personal contents to the policy it would be covered up to the value of £2,000 away from the house.axolotl said:
Towards his defence solicitor's fees, more like.Hi steve.c. better to post video to "You been framed" and get £250 to wards your insurance premium.
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