Hi CC Biker we are with you regarding the change to the locking requirements. We are challenging it now.
As you can see from the costs we are offering this as a service to our customers, we do not make a profit. We pay our dealers 10% to administer the package. As a matter of interest, we also pay £143.00 for the recovery and insurance cover but sell it for £100.00 when bought together with the tracker... and we add the old for new cover if not recovered after 14 days... free of charge.
You say... "I think in terms of this package, it's maybe not the same kind of standard they (Wisper) have been praised for before".
I'm not sure that I understand how we could offer more.
Any ideas as to why the post has been removed? We certainly were not involved and could not ask for a post to be removed even if we wanted to.
All the best, David
The locking requirements have changed recently, but it seems even before that they were much more strict and detailed than other insurers. As I didn't have the bike yet, I thought it may be possible to lock it to the requirements when I scanned over the terms, but in practice even the older requirements are a huge hindrance. The updated requirements are even worse. If I'd seen other insurance policies I would have known better. I didn't realise how much more was covered by other insurers compared to this policy. This is my first ebike and first bike insurance policy. I bought it based on Wispers good reputation and trusted it. That's my mistake, I should have been more diligent in checking out other options first but it was ordered as an add on and seemed like a great idea.
Backpedal said £106.08 is for their recovery service. £37.80 is for the Sundays (locked theft only) insurance. If you have added something extra to this in terms of cover, I have no documentation saying so. Just Sundays policy that states 20% depreciation after the first year etc. If you can clarify that would be good.
I appreciate there is a slight saving going through you Vs backpedal directly but for less than the £299 I paid, I could get much better fully comprehensive insurance without the need for a tracker, so I'm wondering what the point is. Even directly through Sundays I can get fully comprehensive insurance for £142 including all manner of theft and accident cover, £108 if I just cover the bike and not personal injury and liability. Again I wouldn't recommend them due to their requirements but I find the whole thing to be a questionable product in terms of value to the customer.
In terms of my comment about Wisper having a high standard & good reputation - I'm trying to give things the benefit of the doubt here. I think if Wisper is wanting to offer good coverage to customers, a more comprehensive insurance cover would be better, or at least one that has locking requirements compatible with your bikes. I honestly just don't see the point in the tracking recovery at this point, unless major insurers are offering significant discounts to customers with a tracker. The money is better spent on fully comprehensive insurance, even from Sundays if you can comply with their terms.
I want to have the good experience I've read about with Wisper but currently I am not. I love the bike and hope to get things sorted so I can fully enjoy it but...
I have been waiting two days for a reply to my email about a fault on my bike, after the customer service rep wrote back, completely misunderstanding my issue and telling me I needed to tighten up the screw that I explained is completely stuck. I asked numerous times for clarification on the insurance requirements but didn't get a reply that made sense, and no reply to last night's email questions. It's nice that you're quick on here but I'd still like my own questions and the fault sorted for my bike.
Backpedal have been the most responsive but had to go to Sundays for clarification on the requirements, which I've not heard back about yet.
I think the idea of a tracking and recovery service is great, but at the moment it is not better value or easier to live with that fully comprehensive insurance for less per year. I am not here to bash anyone, but this week has been stressful trying to make sure I'm keeping my bike safe at home and out, in a way that will be covered, with little clarification from any of the involved parties on what I should be doing. The app not working, but being a condition of the insurance was also another stress.
This was all my savings and a means to get out after years of chronic illness. I would just like to enjoy my bike knowing it's secure and covered adequately.