Trying to get Travel insurance for a Cancer sufferer

[Gubbins]

Great one. I just got word from my mother... InsureWith specialise in people with cancer... and also Allcleartravel.co.uk also specialize in people with cancer in remission and over 70's with health issues.

Thanks

 

[flecc]

I think the insurance industry is a massive racket, they're absolutely terrible most when it comes to paying out, finding any excuses and going to ridiculous lengths to avoid paying out legitimate claims in many cases, you're treated automatically as though you're a fraudulent claim by many.

I'll give you another example from my own experience recently

That was a terrible experience, but so often true of insurance companies. I always have the impression that they treat all premiums as fees and view any claim on the basis that the claimant is almost certainly committing fraud.

However I can offer you some satisfaction. Very long ago when male life expectancy was around 72 years I had a very brief period with a company having a Legal & General pension scheme.

That resulted in a very small pension paid in 2 six monthly installments per annum which I started drawing at 54 when I retired. Under the pension conditions it rises at 3% per annum, and L & G could see that it could become costly so tried to get me to accept a trifling cash lump sum in lieu. I refused, knowing my family have a long life expectancy.

After some years they tried again to get me to cash it in as it was already proving expensive, but again I refused. Now at 80 years old I've been drawing it for 26 years, rising at 3% each year, and have prospects of living for at least another 10 years.

So at least I'm making them suffer, some comfort for you to know of this!
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[anotherkiwi]

We have mutual insurance companies where the insured are the company owners - every year they nag at me to participate in the governing board elections... I could even present myself to be elected to the board.

Of course they want to make money but much of the profit is invested in socially beneficial projects. In case of accident they are quite good. Experts are independent from the insurance companies so vehicle or property valuation is done by people outside the company. They also have contracts with selected garages for accident repairs which helps keep costs down and quality up.

There are also Axa et al who don't have such good press but I don't know much about them because I have been insured at the same mutual for the last 38 years or so.

 

[morphix]

That was a terrible experience, but so often true of insurance companies. I always have the impression that they treat all premiums as fees and view any claim on the basis that the claimant is almost certainly committing fraud.

However I can offer you some satisfaction. Very long ago when male life expectancy was around 72 years I had a very brief period with a company having a Legal & General pension scheme.

That resulted in a very small pension paid in 2 six monthly installments per annum which I started drawing at 54 when I retired. Under the pension conditions it rises at 3% per annum, and L & G could see that it could become costly so tried to get me to accept a trifling cash lump sum in lieu. I refused, knowing my family have a long life expectancy.

After some years they tried again to get me to cash it in as it was already proving expensive, but again I refused. Now at 80 years old I've been drawing it for 26 years, rising at 3% each year, and have prospects of living for at least another 10 years.

So at least I'm making them suffer, some comfort for you to know of this!
.

Excellent! Indeed it is nice to see the tables turned on them. I hope you live to over 100 and get your telegram