It will be 406s - they can accept wide tyres and the g-line has 2.1"wide tyres, 451s only allow skinny tyres
Recommendations for Electric Bike Insurance
- Thread starter StuartsProjects
- Start date
Gee... nice looking G-Line you got there... I end up riding through some right scummy areas late at night sometimes. I'd be beset by even more unhinged screeching gremlins, harassment and unwelcome interest is bad enough already riding just an old Dahon conversion. A G-line Brompton may well have been "Grabbed". Turn up the volume.
...so now I carry a can of this stuff:
Later on the same hill, with the controler @20A. Need more amps to outrun the car; more momentum to ram it with:
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Thanks.
mmmm, for say £9000 cover, 3 bikes 2 of which are electric, they want £220 per year, with £5m liability cover.
Not low cost.
However they have this caveat, which suggests a potential problem;
On the Go-Compare website there is a similar disclaimer for eBike insurance;
Worded like that in every policy document I've ever seen. The odd forum user has reported having made a insurance claim successfully nonetheless. I can't remember who, or if their bikes were conversions.
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But are the policies worded like that in error, as in the Insurance companies dont understand the actual regulations, or is the wording deliberate in order to fool people and provide the insurance companies with a get out clause ............
I suspect off the shelf, unmodified EAPCs, exactly as they were made, with correct 250W markings will have no issue because the purchaser/rider is entitled to place 'reliance' on the manufacturer's declaration.
Less certain that a conversion with a motor rated at 250W at 36V, but paired with a 48V battery and perhaps a 17A or even 22A maximum controller would pass muster, and such a claim might be interpreted as fraudulent.
Lawyers would make much of the deliberate intent to achieve close to a kilowatt of power whilst claiming to be 250W. A high profile case with high value at stake would probably cause the above to be seen as a loophole needing plugged.
Less certain that a conversion with a motor rated at 250W at 36V, but paired with a 48V battery and perhaps a 17A or even 22A maximum controller would pass muster, and such a claim might be interpreted as fraudulent.
Lawyers would make much of the deliberate intent to achieve close to a kilowatt of power whilst claiming to be 250W. A high profile case with high value at stake would probably cause the above to be seen as a loophole needing plugged.
Copy/pasted from government websites, which only recently have been corrected. Might take more time to trickle through?
Seems a bit stiff if anyone with a 36V 250W rated motor and 6.9455A controller would have their claim rejected. Somehow those pavement hogging Amazon behemoths are legal pedelecs.
Nearly everything you say is incorrect. Firstly, the markings on the motor are the rated power, not the output power. Secondly, nearly every legal ebike with the correct 250w marking exceeds 250w output power at times, so hardly anybody can confirm their bike meets that requirement. The 48v or 22A makes no difference because 36v and 15A puts you over the limit.
After all this time, you're still misunderstanding the law, which relates to rated power, nothing to do with output power. It's because of guys like you, who can't understand the difference, that the insurance companies get it wrong.
One day there will be a case that puts it to the test.
Until then, enjoy the loophole!
It's not a loophole - it's the law as written, which is why the government had to change it on their website recently after someone, who didn't know what they were doing, made the same same mistake as you.
You clearly have still not got it, despite the many times it been explained to you, so here it is one more time.
OUTPUT POWER is the power that comes out of whatever you're referring to. It could be for the motor, the wheel or the vehicle, all of which can be significantly different, so you have to specify which one you are referring to.
INPUT POWER is how much power comes out of the battery, which is regulated by the controller's current limit subject to any settings, and the back emf that depends on motor speed. It can be easily measured. It varies all the time while riding even if you select maximum power.
RATED POWER is the power that the motor can run at without overheating, and is what the product engineer decides it should be considering the adverse conditions that the motor might have to endure. Typically, they would use a factor of 3 or more for headroom because of the varied external conditions that can cause a motor to overheat. There are normally regulations that cause a manufacturer to write the rated power on any motor they make.
The UK law says that the RATED CONTINUOUS POWER of an EAPC must not exceed 250w. Again, someone doesn't know what they're doing because the word "continuous" is superfluous, as the rated power can't change, so is always continuous. Translating what they say into normal English would be: The power that the motor can continuously run at without overheating continuously must be no more than 250w.
The law has always related to rated power, never output power and never input power, so any ideas about how much power is allowed is just a figment of your imagination based on failure to either read or understand what the law is.
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I think we mostly know and agree with that.
BUT the question isn't whether a bike is legal as an EAPC, but whether it will be covered by the insurances mentioned above.
Not a question of whether it legally needs the insurance, in fact technically nothing to do with the law at all.
Exactly as in https://www.pedelecs.co.uk/forum/threads/recommendations-for-electric-bike-insurance.48465/post-740339
I was answering a statement that he made about 48v and 22A controllers, of which he questioned the legality.
The insurance company has just made a mistake because they copied the incorrect info off the government website that was corrected since the insurance put that statement in their document. I'm sure if you ask them, they'll confirm that they cover any legal EAPC.
?? no one asked the insurer, last time i used a 'popular' insurance portal i was bombarded by 'hi im your agent' emails from insurers i had made the mistake of saving quotes from using the sites 'features'
The above is probably due to a 'clear english' filter of the web site the intent seems clear and is indicative of the wording asked of me when i made phone calls to insurers.
And no uk insurance contract need ever pay out they all include the ' but you didn't tell us...' clauses aka utmost good-faith aka they trust you have informed them of very relevant factor While definition of what and when anything becomes relevant is upto the insurer.
In reality, as long as you are not an insurance chain claimer, anyone making a valid claim without a history of claims in the 3-5 years previous (for any policy) any claim will probably just be paid out without any drama..
Oh yeah, seems a bit stiff if anyone with a 36V 250W rated motor and
To quibble even more ... I make 250 maximum input power on a 36v battery needs a controller no more than 250/42 = 5.95...A (or ? 250/41.6) ; as the maximum will be with a fully charged battery.
Hopefully they do mean any legal EAPC, though it would be good to get them to confirm it in advance.
Hopefully they do mean any legal EAPC, though it would be good to get them to confirm it in advance.
Again, the statement from the insurance company specifically mentioned OUTPUT power, which can't be measured on most legal EAPCs. Your calculation is for INPUT power.
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