Thule is Swedish, almost as good as German engineering
cwah did you see the structure under the seat example? The weight is held by the single vertical tube, the others are there to brace that tube.
You have nailed the basic problem: racks for carrying heavy loads do not work well on full suspension bikes. Remember that most bike tyres are rated for 100kg (per tyre) by charging your rack not only the rack structure (and frame bolts) but also the tyre are getting near rated limits.
Answer: Folding trailor. Passengers can be carried standing on BMX foot pegs screwed to the axle, that is how my sons did it back in their BMX days.