Well, I took the plunge & swapped the front chainring for a 40T, and I'm happy with the result
. It seems drastic I know, but works since the large 28" wheel makes 40T equivalent to 43T on my 26" wide tyre MTB, and my higher cadence on the Torq works to my advantage by enabling a relatively smaller front chainring & so lower bottom gear
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(I also removed that clear plastic "guard" between the largest rear cassette cog & wheel that you mention on your site Flecc - it seemed unnecessary to me too - and now rear freewheels much better.)
The gear range is now 44.8-93.3", so bottom gear is much improved - very comfortable for starts, then up through the gears and with my higher Torq cadence the top 3 gears are well placed for full throttle with headwind/mild gradient, on the flat/calm and then the top gear close spaced for "overdrive" or gentle downhills at around 24mph+, which will only be used occasionally!
Still seems too many gears for an electric assist, I agree Flecc, but it does gain in flexibility if you want to just pedal at times to economise on power use & extend the range a bit, since the gear spacing allows that
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Thanks again for all your info & support