Yes it is annoying that Cytronex wont deal with Cyclesheme in any way. I found this out when I was researching what bike to get in 2008 (when Cytronex started out). I asked could I pay the extra 10% but they simply didnt/dont want to deal with Cyclescheme in any way, which I can understand to a degree, but I think its a bit of a selfish perspective personally.
Why Cyclescheme are winning here is that they make it very very easy for the employer. They give monthly summaries, a comprehensive service and a web based solution. It just makes it all easy for the Employer, who frankly are not concerned by the 10% or the CTW scheme.
With the Kalkhoffs this wasnt an issue, adding the £100 commision (10% of the £1000 voucher) to the final price of the bike I got the bikes in the simplest manner (paid for on Card and then later refunded the £1000).
My scheme has finished now, and my employer (as expected) doesnt want anything to do with the bike (no final payment, or anything), they simply run the scheme as an employee perk, like Health club discounts or things like that. The less involvement the better.
John