Hi all,
I know that bike insurance has been discussed here in the past, and thought I would add my recent experience to the mix. I bought a Cube Kathmandu (brilliant bike, incidentally) in June and when my home insurance renewal quote dropped through the letterbox last week thought I would see about adding it to the Policy. I had tried a couple of sites during the intervening months and had quotes around £100-150 per year. Aviva are charging me the princely sum of £15.32 additional premium to include a bike up to £2100 on the personal possessions section of the Policy. Includes cover at home and away from home. TBH it is only the accident cover away from home that I really wanted as we live in a low crime area for burglary, and when out with the bike I never let it out of my sight. Getting whacked or pushed off the road by a motor vehicle is a foreseeable risk, however, and happened to me a few years ago. I was pretty well flabbergasted by the quote and snapped his hand off. No bike details required, just the price when new. The usual caveats apply re locking the bike securely for a theft claim. My advice - definitely try your existing home insurer first!
Phil D
I know that bike insurance has been discussed here in the past, and thought I would add my recent experience to the mix. I bought a Cube Kathmandu (brilliant bike, incidentally) in June and when my home insurance renewal quote dropped through the letterbox last week thought I would see about adding it to the Policy. I had tried a couple of sites during the intervening months and had quotes around £100-150 per year. Aviva are charging me the princely sum of £15.32 additional premium to include a bike up to £2100 on the personal possessions section of the Policy. Includes cover at home and away from home. TBH it is only the accident cover away from home that I really wanted as we live in a low crime area for burglary, and when out with the bike I never let it out of my sight. Getting whacked or pushed off the road by a motor vehicle is a foreseeable risk, however, and happened to me a few years ago. I was pretty well flabbergasted by the quote and snapped his hand off. No bike details required, just the price when new. The usual caveats apply re locking the bike securely for a theft claim. My advice - definitely try your existing home insurer first!
Phil D
