I was told on the phone that the policy covered the insured not the bike,and that any bike you were using whether you owned it or not, would be recovered in the event of a breakdown.
That is exactly right Neptune, it's a rider policy for any type of pedal cycle owned by the policy holder, electric or non powered.On the phone I was told that the policy covered the insured, not the bike, and that any bike you were using whether you owned it or not would be recovered in the event of breakdown.
It's not at the thread I'm sure John, but motivated by suspicion about insurance schemes and cop-out clauses. Many have suffered from them or have heard of their ill-effects so they wish to check for any possible defects in the cover.I don't quite understand why there is so much negativity surrounding this thread?