I have a Carrera Crossfuse which is 3 months old and has covered 250 miles. The chain is starting to skip and jump when pedalling under load in gears 8 and 9 (high gears). Halford's warranty applies but they expect me to ride the bike to them for repair (I can't get it in the car) which could be dangerous with the faulty chain / gears. Is this something which is easy to fix? I can't imagine that the chain or gears have worn out already!