OK so all things considered I've decided that I'm going to buy an Oxygen S-Cross MTB with an extra battery and dock and charge it at either end of the commute.
There are a number of reasons I've come to this conclusion. Firstly by my calculations I should still be able to cover one leg of the journey on a full charge quite easily even after accounting for ~40% reduction in capacity over time. The second battery I'll keep on hand as a backup or replacement, as based on reviews, I'm expecting that to become a problem long before any issues with the motor.
Secondly the Oxygen isn't too expensive for a first ebike. As someone wisely pointed out, it would probably be prudent to not spend a fortune on a first bike as I'll no doubt upgrade in a few of years time.
I had a good think about buying a conversion kit (thanks for all your advice on that Woosh) but having looked at what's involved I've decided it's a little too far outside my comfort zone to install one. There's also the fact that the rigid hybrid style of my Norco Indie isn't as well suited to the gravel and mud that makes up a large percentage of my route. Whereas the cross-country suspension fork and nobbly tyres on the Oxygen are a much better fit for this. The frame integrated battery is also a lot more subtle.
Many of the bikes mentioned with the Bosch drives do look good and I'm more convinced of their reliability now. But with much of my route being along long, flat sections I think a hub motor is the better choice. Also a major boon for me, is that the Oxygen can be tuned up a bit and allow me to get the 20mph speed I'm after. Without forking out for any additional dongles or borking the readings on the display unit.
So it's going to be the Oxygen with a nice set of mudguards and a pannier rack. I'll keep this thread updated to let you all know how I get on
Thanks so much for everyone's kind advice.