As I mentioned before, I don't think that the risk from a properly designed, manufactured and approved battery and charger is really very significant. My set-up is very home-made!
A dedicated charging area sounds like a good idea, if I had a fireplace I'd have been tempted to use it. The snag is that the amount of energy in the pack is significant, so you really need some containment to stop exploding cells flying off.
I'm currently discharging the "good" sub-pack and it looks like it's fine. Some of the cells at one end have damaged sleeving from the heat, but none are distorted and there is no indication of venting. I won't use this cells in the bike, as I suspect they will have suffered long-term damage, but will no doubt find another use for them.
One possible cause is the difference in wire lengths. The dual Schottky was fitted at the charger end of the lead and the sub-pack that failed had wires that were about a foot shorter than the "good" sub-pack. This may have been just enough to ensure that that sub-pack took a little more charge current than the other one, resulting in the imbalance. In some ways, not having the diodes might help, as it would allow self-balancing, perhaps.
The failure mechanism once the cells get hot is easy to see. The sleeve on each cell body is thin and as soon as it gets hot it splits and shrinks back. This allows adjacent cells to short, so massively increasing the amount of energy being dissipated. The "good" sub-pack has clear evidence of the way that heat almost completely removes the cell sleeves, as several cells at the "hot" end show severe signs of this, with large areas of cell case exposed. There are slight indications that some of these cell cases shorted against the aluminium case, even though they were wrapped with additional tape (which has melted). Luckily, this sub-pack was ejected from the case by the pressure from the cells in the pack that failed. This is most probably what saved them from also blowing up.
The smell has virtually gone, thank goodness, although there is still a big burn mark on the path. I found some other cell debris this morning, bits of perforated metal etc, about 6ft from the main fire. It looks like they were thrown there from one or two of the most severe explosions.
I'm considering my options for a replacement pack now. I could go for the same set up again, or I may opt to try something else. Whatever I do the pack will have a lot of built in protection systems.
Jeremy