I've noticed with the older SANS chargers the voltage from the factory is around 41.7V or less. Assuming you have a calibrated DVM and you really are getting 41.5 V, then it's unlikely your pack will ever get into balancing mode, which seems to need at least 41.8V for a 10s pack.
On my SANS charger, the voltage is 41.5V to 41.3V when charging is finished.
I have never felt concerned with how long to leave the LED on green before switching off the charger. It could be as soon as it goes green or the next day.
At work, we don't get to sort out many battery problems for the last 3-4 years now. I haven't personally found a single out of balance battery in the last 4 years. The typical fault is when someone sticks the key into the jack charging socket, we have to replace the charging socket. Another common fault is the output connector on the rack batteries need replacing.
I still want to know what would come out as best practice from collective experience of forum members but that's it. I had used a Bosch tool battery on my Brompton for a while but replaced it with a 10AH bag battery. The penalty in weight is imperceptible and I stopped worrying about running out of battery.