Durability of materials has very little to do with where they come from. It's more about the experience of the designers and manufacturers. Aluminium alloys work harden when subjected to frequent bending forces so they can faiil due to metal fatigue. If there's anything in the design that raises stresses in these areas - like welds, steps, holes - they can fail very quickly. Cromoloy steel is strong and light, but, when welded, can also suffer from fatigue in the heat affected zone and ideally should be annealed after welding. Manufacturers that have been in the game a long time have learnt, often by experience, how to avoid these problems. New players often start by trying to copy them without understanding the critical points of design or process controls. As an example, a difference in how sharp a corner is (from 0.2mm to 0.1mm) on a crankshaft can mean the difference between early failure and long life. Cheap chinese mild steel is unlikely to break because mild steel doesn't suffer from fatigue or embrittlement around the welds, but it could bend if overloaded. Every failure happens for a reason. When you but expensive stuff, sometimes you are paying for the experience behind them, but sometimes you're getting ripped off. No way of knowing. Any change in employees, sources, materials brings new risks. For us, we pay our money and enter the lottery.
Finally, buying a bike with a steel frame doesn't solve OP's problem when it still has the same light alloy seat pin. High end mountain bikes tend to have much larger diameter seat pins for strength and life, which are still light alloy. A cheapo mild steel one is unlikely to break, but it's heavy. Life's full of dilemmas!