your post makes me think: lipo packs are attractive because they are cheaper than Li-ion. But if you can't use them at below 3.6V for fear of damaging them then the usable capacity needs to be topped and tailed between 4.1V to 3.6V, making a 15AH pack be like 10AH e-bike battery. Not an economical choice. So why would anyone bother with lipo?
That's not true. Most people charge them to 4.2v per cell. By the time you get to 3.6v they have little charge left, so 4.2v to 3.6v is about 95% of their useable capacity, i.e. instead of 8ah, you get 7.6ah.
Once charged past 4.1v, they rise rapidly, so you don't lose much if you only charge to 4.1v either.
The graph above shows 90% capacity between 4.1v and 3.6v.
Lipos are a very attractive option if you know how to use them. You get the capacity written on the label in normal use. They can give very high current for very little weight, and best of all, you can get a 12S (44v) battery which is the maximum that you can use with a 36v controller. The extra 2 cells is a nice way to boost the speed and torque of a 36v system, since you don't have to change anything other than the battery.