That isn't so say hydraulic disk brakes aren't good; just that their importance for many people can be much exaggerated.
It's the opposite. Their importance can't be over-stated. It's a point of safety. Hydraulic brakes always work consistently and reliably without any maintenance to give well-modulated braking. Cable brakes don't give consistent braking, their modulation is poor, and if you don't maintain them regularly, their braking is poor too. We're talking about chalk and cheese. There is absolutely no comparison, and the cost to change is pretty small.
If anybody has cable disc brakes, I recommend that you change them to hydraulics as soon as you can. Even the very cheap hydraulics are many times better than cable brakes, but middle-priced ones, like Shimano, Juicy, magura, Tektro, Avid, etc are even better.
This is one thing that's not snobbery. It's just a matter of performance and safety.
Finally, a non electric bike is ridden around at an average speed of around 10 mph. when you ride around an electric bike at an average speed of 14 mph, even without considering any additional mass, you have double the energy to dissipate to bring the bike to a stop. (E=1/2 mv²). That means on average, you need double the braking. Taking that further, at an average speed of 20 mph, you need four times the braking, and at 30 mph, you need ten times the braking. That's simple physics that you can't avoid.