Recommendations for Electric Bike Insurance

[StuartsProjects]

Need to renew my cycle insurance. Total value is circa £7500, 2 electric bikes and an upcoming new Brompton. All legal.

Needs to have public liability.

Barclays Home Insurance stopped providing cover some time back.

 

[guerney]

Total value is circa £7500

upcoming new Brompton

Are you about to drop the hammer on a titanium eBromnpton with fat 20" tyres and disc brakes? I approve. Potholes will be less troubling. Also, where do you usually leave your bike out locked?

 

[saneagle]

Need to renew my cycle insurance. Total value is circa £7500, 2 electric bikes and an upcoming new Brompton. All legal.

Needs to have public liability.

Barclays Home Insurance stopped providing cover some time back.

If you just want 3rd party insurance, you get that free when you join British Cycling. I think membership has now gone up to £50. You can sometimes claw some of that back if you buy anything from Halfords because they give a discount.

 

[StuartsProjects]

Are you about to drop the hammer on a titanium eBromnpton with fat 20" tyres and disc brakes? I approve. Potholes will be less troubling. Also, where do you usually leave your bike out locked?

I have a 16" Brompton, non electric, kept by the front door which I use for local shopping trips etc. I dont like leaving the eBrompton (with battery) by the exit route out of the house.

The front door Brompton is about the be replaced by a non-electric G-Line, yes nice fat tyres and disk brakes, which should be a bit safer on the local moonscape (roads).

With the Bromptons, electric or non-electric I dont often leave them outside shops, they are both set up with rear racks and decent rolling wheels and are real easy to take with you and push around.

The titanium e-MountainBike, is locked up outside and with a couple of decent locks and usually left in view when sitting in a cafe having a tea.

 

[StuartsProjects]

I will look at how much the cycle companies add to a policy for 3rd party insurance, if you insure 3 bikes, they might be adding a 3rd party wedge for each bike, when you normally would only be using one bike at a time.

 

[thelarkbox]

If unavailable through home contents cover, consider switching insurers?? otherwise iirc it was circa £8-10 per £100 insured per annum for a 'specialist' policy..

 

[matthewslack]

If unavailable through home contents cover, consider switching insurers?? otherwise iirc it was circa £8-10 per £100 insured per annum for a 'specialist' policy..

So somewhere between 1 in 8 and 1 in 10 insured bikes stolen each year wipes out their profits!

 

[guerney]

The front door Brompton is about the be replaced by a non-electric G-Line, yes nice fat tyres and disk brakes, which should be a bit safer on the local moonscape (roads).

I daresay you'll feel a sudden urge to electrify the new G-Line, every time you hit a pothole with your e-Brompton. The pedals of the G-Line don't fold? These are brilliant:

https://www.amazon.co.uk/Unisexs-FD-7-Folding-Pedals-Metallic/dp/B004ALNICM

The titanium e-MountainBike, is locked up outside and with a couple of decent locks and usually left in view when sitting in a cafe having a tea.

I'm going to need precise GPS co-ordinates, one of those newfangled LCD invisibility cloaks, anti-sound, anglegrinder and steroids.