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Back in 2009 a lot of people had to deal with the same problems as you and a lot of those people had lost almost everything. As far as I know some of my friends that had to deal with the situation like yours took a credit to pay the debt as the term was due. Some of those who took the credit...

Very interesting, but as far as I know, the modern li-on batteries has it's own chip to control the charging cycles and they are way much smarter then we pretend to be, so It doesn't matter how often do you charge your battery